Terms and Conditions

Thank you for choosing our peer-to-peer matrix compounding financial services. Before using our services, we ask that you carefully read and understand our terms and conditions. By using our services, you are indicating your agreement with these terms and conditions 

These terms and conditions govern your use of the peer-to-peer gifting service provided by LBWT. By using the Service, you agree to be bound by these terms and conditions.  

  1. Eligibility
  2. You must be 18 years or older to use the Service
  3. User Account To use the Service, you must create a user account.
  4. You are responsible for maintaining the security of your account and password. 
  5. You agree to provide accurate and complete information when creating your account. 
  6. You agree to notify us immediately if you become aware of any unauthorized use of your account. 
  7. This peer-to-peer service allows you to compound your investment and receive your returns compounded by the automated matrix system. 
  8. You are responsible for the work and effort needed to help complete your team of fifteen (15). 
  9. You agree to use the Service only for lawful purposes.
  10. You agree not to use the Service to engage in any fraudulent, abusive, or otherwise illegal activity. 
  11. The Service may charge fees for certain transactions.
  12. You will be notified of any fees before you complete a transaction.
  13. We reserve the right to terminate your account and your access to the Service at any time and for any fraudulent reason or any bridge of our policies. 
  14. You may terminate your account at any time.

Disclaimer of Warranties 

  1. The Service is provided “as is” and without warranties of any kind.
  2. We do not guarantee the accuracy, completeness, or reliability of the Service. 

Limitation of Liability 

  1. We will not be liable for any damages arising out of your use of the Service.
  2. We will not be liable for any lost profits, or other consequential damages. 


  1. You agree to indemnify and hold us harmless from any claims, damages, or expenses arising out of your use of the Service.


 We reserve the right to modify these terms and conditions at any time. 

  1. We will notify you of any changes to these terms and conditions. 

Entire Agreement 

  1. These terms and conditions constitute the entire agreement between you and us with respect to the Service. 
  2. By using LBWT peer-to-peer service, you agree to these terms and conditions. If you do not agree to these terms and conditions, do not use the Service.
  3. I agree to the terms and Conditions 

I disagree to the terms and Conditions